{"id":978,"date":"2018-06-12T08:00:57","date_gmt":"2018-06-12T06:00:57","guid":{"rendered":"http:\/\/www.nyugdijspecialista.hu\/?p=978"},"modified":"2018-07-04T19:39:01","modified_gmt":"2018-07-04T17:39:01","slug":"miert-fontos-a-nyugdijbiztositas","status":"publish","type":"post","link":"https:\/\/digi-web.hu\/nysp\/miert-fontos-a-nyugdijbiztositas\/","title":{"rendered":"Mi\u00e9rt Fontos a nyugd\u00edjbiztos\u00edt\u00e1s"},"content":{"rendered":"<p style=\"text-align: justify;\">A minap egy 40- es \u00e9veiben j\u00e1r\u00f3 h\u00e1zasp\u00e1rn\u00e1l voltam, hogy t\u00e1j\u00e9koztassam \u0151ket a lehet\u0151s\u00e9geikr\u0151l a nyugd\u00edjjal kapcsolatban.<\/p>\n<p style=\"text-align: justify;\">Besz\u00e9lget\u00e9s\u00fcnk alatt elmondt\u00e1k, hogy a sz\u00fcl\u0151k hat\u00e1s\u00e1ra \u00e9s az \u0150 helyzet\u00fcket l\u00e1tva minden m\u00e1s mellett fontos lett a nyugd\u00edjbiztos\u00edt\u00e1s.<\/p>\n<p style=\"text-align: justify;\">T\u00f6rt\u00e9net\u00fck di\u00f3h\u00e9jban:<\/p>\n<p style=\"text-align: justify;\">Apuka, Anyuka 2 majdnem feln\u0151tt gyermek, 2 Nagypapa, 2 Nagymama. Az egyik nagysz\u00fcl\u0151 p\u00e1r el\u00e9rkezett a nyugd\u00edjkorhat\u00e1rhoz. Annak rendje \u00e9s m\u00f3dja szerint int\u00e9zt\u00e9k a nyugd\u00edjaz\u00e1sukat p\u00e1r h\u00f3nap elt\u00e9r\u00e9ssel, mert a Mama fiatalabb 4 h\u00f3nappal.<\/p>\n<p style=\"text-align: justify;\">Meg\u00e9rkezett a Papa hat\u00e1rozata, hogy a ledolgozott 38 \u00e9v ut\u00e1n a nyugd\u00edja 122\u00a0340 Ft \/h\u00f3.<\/p>\n<p style=\"text-align: justify;\">Mi\u00e9rt csak ennyi? &#8211; j\u00f6tt az els\u0151 k\u00e9rd\u00e9s. Szakmunk\u00e1sk\u00e9nt dolgozott eg\u00e9sz \u00e9let\u00e9ben. A rendszerv\u00e1lt\u00e1s ut\u00e1n volt munkan\u00e9lk\u00fcli seg\u00e9lyen, mert felsz\u00e1molt\u00e1k a c\u00e9get ahol dolgozott. Az eg\u00e9szs\u00e9g\u00e9vel is volt gond, \u00edgy huzamosabb ideig volt t\u00e1pp\u00e9nzen is. Azt k\u00f6vet\u0151en k\u00f6nny\u00edtett munk\u00e1t kapott, mert 40 % &#8211; ban megromlott az eg\u00e9szs\u00e9ge.<\/p>\n<p style=\"text-align: justify;\">Sajnos hasonl\u00f3 param\u00e9terei vannak a feles\u00e9g\u00e9nek is, mert h\u00e1t nem is dolgozott annyi \u00e9vet , otthon nevelte a gyerekeket \u00e9s vezette a h\u00e1ztart\u00e1st, \u00e9s az eg\u00e9szs\u00e9ge neki sem a legjobb. \u00cdgy az utols\u00f3 bejelentett munkahely\u00e9n csak 6 \u00f3r\u00e1s munk\u00e1t tudott v\u00e1llalni. A ledolgozott \u00e9vek sz\u00e1ma 27 \u00e9v lett. Ezut\u00e1n meg\u00e9rkezett a Mama hat\u00e1rozata is 89\u00a0200 Ft \/ h\u00f3.<\/p>\n<p style=\"text-align: justify;\">Akkor most \u00e1t kell n\u00e9zn\u00fcnk a k\u00f6lts\u00e9gvet\u00e9s\u00fcnket, mert a k\u00e9t nyugd\u00edj 220\u00a0550 Ft. Mes\u00e9lik a nagysz\u00fcl\u0151k.<\/p>\n<p style=\"text-align: justify;\">Mire is el\u00e9g?\u00a0 \u00e9s m\u00e1r mutatj\u00e1k a list\u00e1t amit k\u00e9sz\u00edtettek.<\/p>\n<p style=\"text-align: justify;\">Villany\u00a0\u00a0 7\u00a0420 Ft. \/ H\u00f3<\/p>\n<p style=\"text-align: justify;\">G\u00e1z\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 22\u00a0340 Ft \/ H\u00f3<\/p>\n<p style=\"text-align: justify;\">V\u00edz \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a012\u00a0500 Ft \/ H\u00f3<\/p>\n<p style=\"text-align: justify;\">Internet, TV 7500 FT \/ H\u00f3<\/p>\n<p style=\"text-align: justify;\">Aut\u00f3: k\u00f6telez\u0151\u00a0\u00a0 3\u00a0500 FT \/ H\u00f3 \u00a0Tankol\u00e1s Kb 25\u00a0000 Ft \/ H\u00f3\u00a0\u00a0\u00a0 szerviz \u00a045\u00a0000 \/\u00a0 \u00e9v<\/p>\n<p style=\"text-align: justify;\">H\u00e1z\u00a0 biztos\u00edt\u00e1s\u00a0\u00a0 3\u00a0350 Ft \/ H\u00f3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ad\u00f3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 15\u00a0000 \/ \u00e9v<\/p>\n<p style=\"text-align: justify;\">fel\u00faj\u00edt\u00e1sra\u00a0 20\u00a0000 Ft \/ h\u00f3<\/p>\n<p style=\"text-align: justify;\">\u00c9letbiztos\u00edt\u00e1s\u00a0 2 db 12\u00a0000 Ft \/ h\u00f3<\/p>\n<p style=\"text-align: justify;\">Banksz\u00e1mla k\u00f6lts\u00e9ge\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 14\u00a0400 Ft \/ \u00e9v<\/p>\n<p style=\"text-align: justify;\">V\u00e1s\u00e1rl\u00e1s\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 heti 10\u00a0000 Ft \/ kb\u00a0 40\u00a0000 Ft \/ h\u00f3<\/p>\n<p style=\"text-align: justify;\">Gy\u00f3gyszer : Papa\u00a0\u00a0 4950 Ft \/ h\u00f3<\/p>\n<p style=\"text-align: justify;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Mama\u00a0 3840 Ft \/ h\u00f3<\/p>\n<p style=\"text-align: justify;\">\u00d6sszes kiad\u00e1s: 168\u00a0600 Ft \/ h\u00f3\u00a0 kb 51\u00a0950 Ft \/ h\u00f3, ami marad , ha marad, mert Bkv utaz\u00e1st nem is sz\u00e1moltunk \u00e9s ennyi marad arra is, ha megk\u00edv\u00e1nunk pl egy fagyit, vagy sz\u00fclinapi aj\u00e1nd\u00e9kra , vagy ruh\u00e1ra, cip\u0151re, vagy ha korh\u00e1zba kell menni.<\/p>\n<p style=\"text-align: justify;\">Itt a Mama s\u00edrva fakadt, mert elmond\u00e1sa szerint ez nem el\u00e9g. Mert h\u00e1t hogyan mondja meg az unok\u00e1j\u00e1nak, hogy nincs sz\u00fclinapi aj\u00e1nd\u00e9k, nincs kar\u00e1csonyi aj\u00e1nd\u00e9k, mert a Mam\u00e1nak m\u0171t\u00e9tje volt.<\/p>\n<p style=\"text-align: justify;\">Azt gondoln\u00e1 az ember, hogy nyugd\u00edjask\u00e9nt egy kicsit szabadabb, utazhat, sz\u00ednh\u00e1zba, moziba, \u00fcd\u00fclni mehet, mert most m\u00e1r az ideje engedi.<\/p>\n<p style=\"text-align: justify;\">A Val\u00f3s\u00e1g viszont teljesen m\u00e1s teszi hozz\u00e1 a Papa. Most azt kell eld\u00f6nteni, hogy dolgozunk e a nyugd\u00edj mellett,am\u00edg az eg\u00e9szs\u00e9g\u00fcnk nem romlik jobban, vagy eladjuk a saj\u00e1t kez\u0171leg \u00e9p\u00edtett csal\u00e1di h\u00e1zunk, vagy valamir\u0151l lemondunk, de mir\u0151l?<\/p>\n<p style=\"text-align: justify;\">Sajnos nem gondoltuk, hogy a kett\u0151nk nyugd\u00edja nem igaz\u00e1n lesz el\u00e9g. Van n\u00e9mi f\u00e9lretett p\u00e9nz\u00fcnk, de az arra el\u00e9g, ha pl. elromlik a h\u0171t\u0151, tv, vagy a mos\u00f3g\u00e9p. Szerencs\u00e9re hitel\u00fcnk nincs, \u00edgy azzal nem kell sz\u00e1molnunk. A fel\u00faj\u00edt\u00e1sra az\u00e9rt gy\u0171jt\u00fcnk, mert nemsok\u00e1ra tet\u0151t kell cser\u00e9ln\u00fcnk. Eg\u00e9sz\u00edti ki a Mama a t\u00f6rt\u00e9netet.<\/p>\n<p style=\"text-align: justify;\">Mivel el\u0151fordulhat, hogy a gyerekeknek kell be seg\u00edteni ez\u00e9rt megmutattuk nekik a sz\u00e1m\u00edt\u00e1sainkat \u00e9s ez\u00e9rt vagy most itt n\u00e1lunk, hogy \u00e1tn\u00e9zz\u00fck a p\u00e9nz\u00fcgyeinket, esetleg hol tudn\u00e1nk sp\u00f3rolni, \u00e9s mert mi forsz\u00edroztuk, hogy tegyenek f\u00e9lre a nyugd\u00edjra.<\/p>\n<p style=\"text-align: justify;\">R\u00f6viden ennyi a t\u00f6rt\u00e9net. Kev\u00e9s ilyen p\u00e9nz\u00fcgyi elemz\u00e9st l\u00e1ttam az \u00fcgyfelek r\u00e9sz\u00e9r\u0151l.<\/p>\n<p style=\"text-align: justify;\">Ez \u00faton K\u00f6sz\u00f6n\u00f6m J\u00f3zsefnek \u00e9s Ann\u00e1nak, hogy le\u00edrhattam \u00e9s hogy ilyen felel\u0151ss\u00e9gteljes sz\u00fcl\u0151k!<\/p>\n<p style=\"text-align: justify;\">Az \u0150 p\u00e9ld\u00e1jukat k\u00f6vetve k\u00e9rem a sz\u00fcl\u0151ket, hogy ny\u00edltan besz\u00e9ljenek ezekr\u0151l a dolgokr\u00f3l, mert ezt nem a boltban kapjuk meg!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A minap egy 40- es \u00e9veiben j\u00e1r\u00f3 h\u00e1zasp\u00e1rn\u00e1l voltam, hogy t\u00e1j\u00e9koztassam \u0151ket a lehet\u0151s\u00e9geikr\u0151l a nyugd\u00edjjal kapcsolatban. Besz\u00e9lget\u00e9s\u00fcnk alatt elmondt\u00e1k, hogy a sz\u00fcl\u0151k hat\u00e1s\u00e1ra \u00e9s az \u0150 helyzet\u00fcket l\u00e1tva minden &hellip;<\/p>\n","protected":false},"author":2,"featured_media":982,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-978","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyugdij-megtakaritas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mi\u00e9rt Fontos a nyugd\u00edjbiztos\u00edt\u00e1s - nyugd&iacute;jspecialista.hu<\/title>\n<meta name=\"description\" content=\"Mi\u00e9rt Fontos a nyugd\u00edjbiztos\u00edt\u00e1s A minap egy 40- es \u00e9veiben j\u00e1r\u00f3 h\u00e1zasp\u00e1rn\u00e1l voltam, hogy t\u00e1j\u00e9koztassam \u0151ket a lehet\u0151s\u00e9geikr\u0151l a nyugd\u00edjjal kapcsolatban. Besz\u00e9lget\u00e9s\u00fcnk alatt elmondt\u00e1k, hogy a sz\u00fcl\u0151k hat\u00e1s\u00e1ra \u00e9s az \u0150 helyzet\u00fcket l\u00e1tva minden m\u00e1s mellett fontos lett a nyugd\u00edjbiztos\u00edt\u00e1s. 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Besz\u00e9lget\u00e9s\u00fcnk alatt elmondt\u00e1k, hogy a sz\u00fcl\u0151k hat\u00e1s\u00e1ra \u00e9s az \u0150 helyzet\u00fcket l\u00e1tva minden m\u00e1s mellett fontos lett a nyugd\u00edjbiztos\u00edt\u00e1s. 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