{"id":443,"date":"2017-11-10T18:00:19","date_gmt":"2017-11-10T17:00:19","guid":{"rendered":"http:\/\/www.nyugdijspecialista.hu\/?p=443"},"modified":"2018-03-24T18:26:00","modified_gmt":"2018-03-24T17:26:00","slug":"megkaptad-mar-az-ajandekod","status":"publish","type":"post","link":"https:\/\/digi-web.hu\/nysp\/megkaptad-mar-az-ajandekod\/","title":{"rendered":"Megkaptad m\u00e1r az aj\u00e1nd\u00e9kod?"},"content":{"rendered":"<p>Itt az \u00e9v v\u00e9ge. M\u00e9g van p\u00e1r h\u00e9t, hogy az ez \u00e9vi ad\u00f3-visszat\u00e9r\u00edt\u00e9st ig\u00e9nybe tudd venni!<\/p>\n<p>Ne hagyd ki a lehet\u0151s\u00e9get, hogy 20%-kal n\u00f6veld a nyugd\u00edj-megtakar\u00edt\u00e1sod, ami ak\u00e1r 130\u00a0000 Ft is lehet!<\/p>\n<p>A garant\u00e1lt szerz\u0151d\u00e9sekre nem csak ad\u00f3-visszat\u00e9r\u00edt\u00e9s van, de 2,25% kamat is.<\/p>\n<p>Amellett, hogy biztons\u00e1gban van a megtakar\u00edt\u00e1sod, m\u00e9g j\u00f3val az \u00e1tlag felett teljes\u00edt.<\/p>\n<p>Ez a lehet\u0151s\u00e9g csak ebben az \u00e9vben el\u00e9rhet\u0151, mert a 2,25% -ot nem tudj\u00e1k tartani. A mai gazdas\u00e1gi k\u00f6rnyezetben, az alacsony banki kamatok miatt ez hossz\u00fa t\u00e1von tarthatatlan.<\/p>\n<p>30 \u00e9ves vagy, elind\u00edtasz egy garant\u00e1lt szerz\u0151d\u00e9st, csak a nyeres\u00e9gr\u00e9szesed\u00e9sb\u0151l sz\u00e1rmaz\u00f3 v\u00e1rhat\u00f3 n\u00f6vekm\u00e9ny 3\u00a0868 964 Ft ehhez j\u00f6n az ad\u00f3-visszat\u00e9r\u00edt\u00e9s 6\u00a0241 941 Ft.<\/p>\n<p>10\u00a0000\u00a0000 forint, amit kidobsz az ablakon, ha nem ind\u00edtasz nyugd\u00edjbiztos\u00edt\u00e1st.<\/p>\n<p>Ez\u00e9rt a p\u00e9nz\u00e9rt nem kell napi plusz m\u0171szakot v\u00e1llalni, csak \u00e1tgondolni a havi kiad\u00e1sokat \u00e9s tudatosabban kezelni a bev\u00e9teleidet. Az a j\u00f3 h\u00edrem, hogy 65 \u00e9ves korodban m\u00e1r kezdheted k\u00f6lteni, ak\u00e1rmennyi lesz a nyugd\u00edj korhat\u00e1r.<\/p>\n<p>Napi 800 Ft-b\u00f3l megoldottad a nyugd\u00edjas \u00e9veid biztons\u00e1g\u00e1t.<\/p>\n<p>A halogat\u00e1snak \u00e1ra van!<\/p>\n<p>Minden \u00e9v halogat\u00e1ssal 600\u00a0000 Ft-al kevesebb az az \u00f6sszeg, amit majd elk\u00f6lthetsz.<\/p>\n<p>Minden statisztika azt mutatja, hogy a fel\u00e9re cs\u00f6kken a nyugd\u00edj, akkor mi\u00e9rt dobjuk a kuk\u00e1ba a<\/p>\n<p>10\u00a0110 905 Ft-ot?<\/p>\n<p>Aki most megy nyugd\u00edjba, az a nett\u00f3 fizet\u00e9s\u00e9nek 66 sz\u00e1zal\u00e9k\u00e1ra sz\u00e1m\u00edthat, \u00e1m ha nem v\u00e1ltozik a mostani feloszt\u00f3-kirov\u00f3 rendszer, amelyben a munk\u00e1ban \u00e1ll\u00f3k befizet\u00e9seib\u0151l fizetik a nyugd\u00edjakat, akkor 2030-ra ez az ar\u00e1ny 50 sz\u00e1zal\u00e9kra, majd 2040-re 34 sz\u00e1zal\u00e9kra cs\u00f6kken \u2013 \u00e1ll\u00edtja a szak\u00e9rt\u0151.<\/p>\n<p>Most 30 \u00e9ves vagy, el\u0151tted az \u00e9let, tudom neh\u00e9z m\u00e1r most a nyugd\u00edjra gondolni, de megszok\u00e1ss\u00e1 tenni a megtakar\u00edt\u00e1st, azt most kell elkezdeni.<\/p>\n<p>V\u00e1laszd a biztons\u00e1got!<\/p>\n<p>Ne halogass tov\u00e1bb!<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #b67424;\">2017. okt\u00f3ber 31. \u00e9s december 15. k\u00f6z\u00f6tt ind\u00edtod a nyugd\u00edjbiztos\u00edt\u00e1st akkor AJ\u00c1ND\u00c9KOT kapsz!<\/span><br \/>\n<span style=\"color: #b67424;\"> Minden megtakar\u00edt\u00e1s mell\u00e9 5\u00a0000 Ft-os v\u00e1s\u00e1rl\u00e1si utalv\u00e1nyt adunk, \u00e9s ez m\u00e9g nem minden.<\/span><br \/>\n<span style=\"color: #b67424;\"> Azt hogy milyen utalv\u00e1ny legyen, Te d\u00f6nt\u00f6d el. H\u00e1romf\u00e9le k\u00f6z\u00fcl v\u00e1laszthatsz, amit a k\u00f6tv\u00e9ny \u00e1tad\u00e1sakor vehetsz \u00e1t.<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-412\" src=\"https:\/\/digi-web.hu\/nysp\/wp-content\/uploads\/2017\/10\/aj\u00e1nd\u00e9kk\u00e1rtya.jpg\" alt=\"\" width=\"640\" height=\"400\" srcset=\"https:\/\/digi-web.hu\/nysp\/wp-content\/uploads\/2017\/10\/aj\u00e1nd\u00e9kk\u00e1rtya.jpg 640w, https:\/\/digi-web.hu\/nysp\/wp-content\/uploads\/2017\/10\/aj\u00e1nd\u00e9kk\u00e1rtya-629x393.jpg 629w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><strong>Tal\u00e1lkozzunk egy nyugd\u00edj-tan\u00e1csad\u00e1son!<\/strong><br \/>\nHa b\u0151vebb t\u00e1j\u00e9koztat\u00e1st akarsz h\u00edvj, vagy k\u00fcldj el\u00e9rhet\u0151s\u00e9get vissza h\u00edvlak!<\/p>\n<p>&nbsp;<br \/>\n[maxbutton id=&#8221;1&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Itt az \u00e9v v\u00e9ge. M\u00e9g van p\u00e1r h\u00e9t, hogy az ez \u00e9vi ad\u00f3-visszat\u00e9r\u00edt\u00e9st ig\u00e9nybe tudd venni! Ne hagyd ki a lehet\u0151s\u00e9get, hogy 20%-kal n\u00f6veld a nyugd\u00edj-megtakar\u00edt\u00e1sod, ami ak\u00e1r 130\u00a0000 Ft &hellip;<\/p>\n","protected":false},"author":2,"featured_media":412,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[9],"tags":[30,23],"class_list":["post-443","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyugdij-megtakaritas","tag-akcio","tag-nyugdij-megtakaritas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Megkaptad m\u00e1r az aj\u00e1nd\u00e9kod? - nyugd&iacute;jspecialista.hu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/digi-web.hu\/nysp\/megkaptad-mar-az-ajandekod\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Megkaptad m\u00e1r az aj\u00e1nd\u00e9kod? - nyugd&iacute;jspecialista.hu\" \/>\n<meta property=\"og:description\" content=\"Itt az \u00e9v v\u00e9ge. 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